Three Ways to Invest In a Home and Not Get Hurt

(From Gigi Bonquin’s Realty Times.  Article by Blanche Evans.)

Buy low, sell high. That’s the investor’s maxim that never fails. The trick is in knowing when to buy and when to sell. Investing in a home is never as easy or as quick to deliver returns as you may wish.

TLfS Image Edits 930x620px House on the RidgeWe all want to ride the boom and avoid the crash. Here are three ways to buy a home safely. Continue reading Three Ways to Invest In a Home and Not Get Hurt

Five Questions Every OFW Should Ask Before Buying a Property

(From Lamudi Philippines.  Article by the Lamudi Editorial Team.)

They say that Christmas is the season of giving. But for many overseas Filipino workers (OFW) returning home for the holidays, it is also the season for some serious home shopping.

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For many of our OFW kababayans, real estate has always been a viable investment. Metro Tagaytay has a lot of good real estate deals, if you know where to look.

In fact, according to Enrique Soriano III, Program Director for Real Estate at the Ateneo de Manila University–School of Business, many OFWs spend all year saving enough down-payment cash for their first home, and they usually remit this cash by December when their purchase decisions are finally made. This observation is shared by Claro dG. Cordero, Head of Research, Consulting, and Valuation at JLL Philippines: “More property transactions occur at the end of the year when many of these OFWs have performed oculars of the properties they’re looking into buying.” Continue reading Five Questions Every OFW Should Ask Before Buying a Property

6 Home Buying Tips for OFWs

(From the BPI Family Housing Loan Website.  Article by MyProperty.ph.)

If you were to ask an overseas Filipino worker (OFW) why they work abroad, the answer would most likely be to build better lives for their families, and one way they do so is by purchasing a property. They either buy it as a home for their families or as a way to earn more money, but one thing’s for sure: this is a costly financial decision so you need to be on your toes as an OFW, especially if you’re not around to do it yourself.

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Countless horror stories of negative buying experiences are enough to render anyone scared, but you shouldn’t be as long as you know how to go about it. Here are some helpful tips on choosing and buying a property as an OFW. Continue reading 6 Home Buying Tips for OFWs

How to Buy Properties in the Philippines: A Guide for OFWs & Filipinos Abroad

(From Hoppler.com. Article by the Hoppler Editorial Board.)

How close are you to buying your own home? Most OFWs dream of going back home to the Philippines. A lot of times the process or the lack of understanding of the process involved in buying property is the only hindrance from fulfilling this dream. It’s not money, it’s time. Do you really have to dedicate your entire precious vacation handling the process? Can you do it while abroad? How can you make sure that the person you entrust to represent you is not getting a runaround by the different agencies you need to secure forms for?

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What is “consularization”? Who is the attorney-in fact? How much are the other expenses involved? These are the same questions I went through before and I’d like to share them all to you here. At some point it feels dumbed down, but the assumption that you can tell a fake document from a real document is not fully helpful either. Continue reading How to Buy Properties in the Philippines: A Guide for OFWs & Filipinos Abroad

Stock Market or Real Estate? Which Investment Vehicle Should You Choose?

(From Investing OFW.  Article by Cristina Marteja.)

Investing in the stock market versus investing in the real estate has its own pros and cons. Each person who would like to invest their hard-earned money must carefully choose which investment vehicle suits them best, especially for beginners and first-timers like me.

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I’m sure you don’t want to end up seeing your investments deteriorate or worst, disappear into thin air. First of all, you should not even think of investing if you don’t have your regular income, be it from a full-time job or a business. Whether you are investing in stocks or real estate, you’re definitely going to need a steady income. Continue reading Stock Market or Real Estate? Which Investment Vehicle Should You Choose?